I’m Luis Palomo, a mortgage broker with over 20 years of experience.

I’ve been in this industry since 2001, which means I’ve worked through every market cycle — the good, the bad, and the ugly. That experience matters when you’re making decisions around the largest financial investment of your life.

I work with first-time buyers, experienced investors, homeowners looking to refinance, and borrowers with complex situations. My approach is simple: give you clear answers, set realistic expectations, and guide you through the process without pressure or surprises.

If I can help you now, I will. If I can’t, I’ll be honest and help you put a plan together so you’re in a position to move forward when the time is right.

Straight answers. Solid execution.